Maxa Online Contactless

The world’s leading payment method using contactless cards for online shopping. Maxa Online Contactless brings the same speed, convenience and security to e-commerce payments as you experience using contactless cards at a point of sale. One Tap.

Maxa Online Contactless Explained

Maxa Online Contactless is a unique solution that delivers what everyone in online shopping is waiting for: the speed and convenience of contactless payments – online. Based on proven and certified technologies, it provides robust, SCA compliant security measures for fast, simple online shopping. And consumers love it. To find out more.

Who Benefits

Maxa Online Contactless gives consumers the convenience of contactless payments when shopping online. Recent surveys show that more than nine in ten consumers have abandoned online transactions because of complex checkout. Consumers would even buy more online if the payment experience were safer and easier.

Maxa Online Contactless consumer experience is immediately familiar and trusted, even exciting, it is the world’s most popular and fastest-growing payment method – contactless – also in online environment.

Maxa Online Contactless transactions are Card-Present, like at a point of sale, shifting the fraud liability from the merchants to the card issuers. This gives great, measurable and immediate benefits for the merchants by eliminating the Card-Not-Present fraud and related losses and costs, like chargeback fees, which can lead to 3% revenue loss, equivalent to 20% lost profit assuming 15% profit margin.

What’s more, it’s ease and simplicity reduce cart abandonment at online check-out, further increasing sales and profits for merchants. In a 2019 study, 59% of consumers said that Maxa Online Contactless would encourage them to shop more online.

Maxa Online Contactless helps PSPs to generate rapid expansion in credit and debit card use online. It is Card-Present, eliminating PSPs fraud liability. It provides a fast and familiar SCA method the consumers already know and are using: Card and PIN. No false positives unnecessarily blocking transactions and reducing revenues.

One tap payments with Maxa Online Contactless make online bank transfers with countless keystokes needed for logging on the online bank to make the payment look like thing of the past.

Maxa Online Contactless opens MNOs a no-risk, no-cost, no-support, no-maintenance, no-regulatory-burden opportunity to earn new recurring revenue. In other words, we pay you!

Maxa Online Contactless can be used to top up pre-paid phones with one tap – reducing the transaction cost, eliminating the Card-Not-Present fraud and generating increased customer loyalty and profit per user. Maxa Online Contactless offers MNOs the chance to experience continuous profit improvement as consumer use of e-commerce over mobile devices increases.

Features

Contactless

Like at a point of sale, but online.

Contactless is the world’s fastest-growing payment method, with 90% of consumers in most European countries opting for contactless payment where it is available, and rapid growth in North America and Asia.

Maxa Online Contactless expands the contactless card payments everyone loves to online shopping. The same speed and ease of use. The same security, if not better.

Convenient

One Tap

Maxa Online Contactless is the most convenient way for a consumer to pay for online shopping. No accounts to create, no usernames or passwords, no card details to be keyed in or stored, no downloading of card credentials to the phone and no bank account details to be entered.

One familiar thing only. Tap your contactless card on your own phone and the payment is done. If required by your bank, type the card’s PIN just like at a shop, but on your own phone.

Super-Scalable

Not just an App, it is auto-configuring POS terminal network

With Maxa Online Contactless solution any e-commerce merchant can use any consumer’s phone as their own POS terminal to receive Contactless EMV payments.

As a merchant you don’t need to do anything, your PSP will add the Maxa Online Contactless button on the payment page and you are ready to go. As a cloud-based solution there’s no limit to how fast you can scale your business with Online Contactless.

Secure

End-to-end hardware secured and compliant with industry standards

Maxa Online Contactless system has been designed and built with security in the heart. It complies with all necessary industry security specifications and standards.

Maxa Online Contactless is using Public Key Infrastructure with RSA2048 encryption and digital certificates to guarantee the integrity of the network and mutual authentication of every transacting party. Every time.

Simple prepaid phone topups

One tap is all it takes: with Maxa Online Contactless, there’s no more entering card numbers or passwords to top up mobile devices. All you need is a single tap of the payment card against your own mobile device. It’s this simplicity which has made Maxa Online Contactless so popular among consumers.

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Our Vision

We believe paying for online shopping should be as
easy, fast and secure as
contactless payments at a point of sale.

One tap.

The Frequent Travellers

Maria and Roberto love to travel around Europe. Back home, they’re used to paying for everything online. But with so many countries, languages and websites, even paying for a train ticket can be a pain. Maxa Online Contactless takes the hassle and security risk out of the payment process. Thanks to Maxa Online Contactless, they can make a Card-Present payment with just one tap from the payment page of any website. It’s easy, fast and secure.

The Everyday Shopper

Audrey is from Paris. She uses Maxa Online Contactless to pay for everything she does online. With it, paying for theatre tickets is as easy as paying for a cup of coffee – one tap.
Her payments are fast, secure and simple.

The Online Browser

Thomas from Finland uses Maxa Online Contactless for all his internet shopping. Like more than a third of all European consumers, he doesn’t like giving his card details away online to people he doesn’t know or trust. With Online Contactless, he can pay for many goods and services online with just one tap – no need to enter any personal details. For larger purchases, he simply enters a PIN number in the Maxa Online Contactless App to pay for anything, no matter what the price. Even when shopping at home, it makes Thomas’s online purchases easy, safe and fast – which encourages him to shop more online.

The technology behind
Maxa Online Contactless

Maxa’s solution combines the security of smartcard hardware with the cost effectiveness and unlimited scalability of the cloud. Adding Maxa Online Contactless speed, scalability and security to the strengths of today’s mobile devices will create a new world-wide solution for the payments industry, based on existing proven standards. Maxa is also a Visa Technology Partner, which enables us to benefit from Visa’s global experience.

Learn more – read Maxa whitepapers

To find out more about how Maxa Online Contactless works, download a copy of our whitepaper by completing the contact form below:

Request the whitepaper

  • Choose the Whitepaper
  • Growing E-commerce after SCA
  • Creating a new high-profit opportunity for MNOs

Please contact us to learn more about the benefits of Maxa Online Contactless and how to enable it for your customers?

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